This book provides an in-depth look at the banking laws and
regulations in Ghana. It explains the legal framework that governs
banking operations, credit activities, payment systems, as well as
financial consumer protection. It examines how the rules affect
competition among banks, access to financial services for all
segments of the population, and macroeconomic stability. Topics
discussed include prudential supervision and regulation of banks,
capital adequacy requirements for commercial banks, acquisition of
distressed banks by strategic investors, anti-money laundering
initiatives, consumer credit regulation and supervision, mobile
banking law and electronic payment systems. It provides a
comprehensive overview of all relevant legislation from 2010 to
date while offering fresh insights into developments in the sector
since then. This book is essential reading for lawyers who wish to
gain insight into Ghana’s regulatory environment with respect to
banking laws and regulations.